Bills Forecast Review
Predict the future of your finances with Bill Forecast for iPhone and iPad
In this age of austerity, it’s important to ensure those big bills don’t creep up on you. Bills Forecast is a very simple app that predicts your spending for each month.
First you need to enter info for all of your bills – not just your regularly monthly or weekly ones, but annual expenses such as car insurance too. The input process is easy enough: type a title (aided by auto-suggestions), frequency, start date and optional end date. There are plenty of options for the frequency, although nothing to cater for bills payable for ten months of the year, such as council tax – requiring a workaround of adding an end date before the two non-payment months. Also, while you can tag a bill as a variable amount, you can only enter an average for it.
Once all the info is entered into Bills Forecast, you can see the results in any of four views. The default shows a list of the months ahead and the predicted expenditure. Select one to show a more detailed view – colour-coded for low, medium or high – with a breakdown of the bills. Any errors can be corrected by swiping a bill to the left to edit or delete. Tapping the calendar icon brings up a handy list of the bills due in the next 14 days.
Perhaps most useful is the graph view, showing a bar chart of monthly spending with a line for your income level, so you can easily see if you’re overspending. Another useful feature is the option to add individual bills to your Calendar, although for some reason they always show up in dollars. You can also categorise bills as personal or business, or any custom category – so you could create one for each member of the family.
The best aspect is the iCloud syncing, allowing you to view and edit your data on another device, including an iPad – whose larger screen can show more than one view at a time, whereas the iPhone interface often requires backtracking to get to what you want.
A very simple way to forecast monthly spending, but there’s little more to it.
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